“FICO’s solution helps us uphold our own high standards for responsible lending and it keeps us in compliance with the new anti– money laundering regulations. And because we can access it from the cloud using Amazon Web Services (AWS), we have the agility to roll this out across numerous countries …

"FICO’s DMP has helped us consolidate multiple underwriting processes and solutions across the enterprise into a centralized underwriting/decision management platform that can scale across verticals, product lines and regions. It has allowed us to build the foundation for digital transformation of our merchant onboarding process and experience by automating decisions …

“In this era of digital commerce, criminals constantly work to beat the system, so the system has to work equally hard to keep up.”

“One of the strategic reasons for us to do that is to get us to engage with our customers in a more strategic ways, to better understand our customers and to make sure that whatever collections strategies and treatments we are running are focused on the aim of how can …

“The cloud-based version of Falcon gives us greater flexibility to serve our customers with better fraud protection. We will have greater control over how we communicate with customers when fraud is suspected, which will help us improve the customer journey in a fraud context.”

“We can be quicker to market with making changes. It used to take a number of weeks to make a pricing change for a personal loan product. We can now do that within a number of hours.”

"With FICO's integrated platform, we can get a clear, true picture of the consumer, what their needs and preferences are, how we can satisfy those needs and preferences, and then how we can be sure we're making the most profitable decision for the bank."

“It’s cutting away the noise so we can actually see the fraud.”

“Everything we need to make a loan decision is right at our fingertips. It has definitely simplified operations and made life easier."

"Alternative deal structures are helping convert missed opportunities into deals that maximize profitability. Revenues are also increasing, based on improved loan-to-value rates, multiple payment lengths and specific terms."

"We have leveraged the FICO Score as a component in our account management strategies for years. This analysis proved the value of moving to the FICO 8 version of the score. Even on this limited portion of our card portfolio, the benefits were clear. Applied across all portfolios for marketing, …

“We wanted to find a way to reduce our exposure to FDCPA violations and litigation, while improving collector performance. Now, we can monitor virtually every call. We’re able to quickly isolate compliance issues, improve collector training, and increase collections performance.”

“As Capital One has grown over the years, we have grown our relationship with FICO great people with great products, and then you add the analytics, which is something that augments exactly what we do.”

"Our delinquencies and chargeoffs run below the industry average for other banks of our size. And we attribute that to the efficiencies we achieved by using Debt Manager."

"We needed to have a Decision Management solution that allows us to process front-end decision making on a consistent and efficient basis, and allows us to process large quantities of applications every day."