"FICO's technology allows us to catch many potential fraudulent, abusive and erroneous transactions with a high level of accuracy prior to payment. The solution also allows us to keep pace with the volume of claims processed electronically, and takes pressure off manually identifying aberrant claims."

"Debt Manager Gives us the foundation to keep refining our strategies and therefore is an important factor for achieving our collections and risk goals."

“We are offering a fraud prevention service with the best tool on the market, operated by our specialists and in a cost-per-transaction system, which is the most sought after by customers. All of this was only possible thanks to our implementation of the FICO platform.”

“We can be quicker to market with making changes. It used to take a number of weeks to make a pricing change for a personal loan product. We can now do that within a number of hours.”

"With FICO's integrated platform, we can get a clear, true picture of the consumer, what their needs and preferences are, how we can satisfy those needs and preferences, and then how we can be sure we're making the most profitable decision for the bank."

“It’s cutting away the noise so we can actually see the fraud.”

“Everything we need to make a loan decision is right at our fingertips. It has definitely simplified operations and made life easier."

"Alternative deal structures are helping convert missed opportunities into deals that maximize profitability. Revenues are also increasing, based on improved loan-to-value rates, multiple payment lengths and specific terms."

"We have leveraged the FICO Score as a component in our account management strategies for years. This analysis proved the value of moving to the FICO 8 version of the score. Even on this limited portion of our card portfolio, the benefits were clear. Applied across all portfolios for marketing, …

“We wanted to find a way to reduce our exposure to FDCPA violations and litigation, while improving collector performance. Now, we can monitor virtually every call. We’re able to quickly isolate compliance issues, improve collector training, and increase collections performance.”

“As Capital One has grown over the years, we have grown our relationship with FICO great people with great products, and then you add the analytics, which is something that augments exactly what we do.”

"Our delinquencies and chargeoffs run below the industry average for other banks of our size. And we attribute that to the efficiencies we achieved by using Debt Manager."

"We needed to have a Decision Management solution that allows us to process front-end decision making on a consistent and efficient basis, and allows us to process large quantities of applications every day."

“We are confident that with FICO Model Builder we have an unmatched combination of modeling power and ease of use.”

"We are deeply impressed by the outstanding performance and usability of FICO Model Builder. The solution enables us to build new models within a very short period of time.”