“We were able to manage the day-to-day operation but even that was taxing.”

“Then, we discovered D+H and CreditQuest. We saw a demo of the product and said, ‘this could be it’.”

“That’s a big cost driver.”

"Given the competitive pressure, our member banks realized that they would have to be more aggressive in time-tomarket for their mobile phone payments service, as well as the extent to which they marketed it before the launch.”

"I could see it worked. So I signed up. It’s hard to change old habits, but sometimes you just have to push yourself."

“LaserPro is amazing – it’s easy to use, and it can do everything we need.”

"Customers want quick and efficient payments, so we were looking for an STP rate of at least 95% for all payments."

"In some cases it might make sense to have the infrastructure in house. But for OFID, moving to a SWIFT service bureau was definitely the right choice."

"No other vendors could manage all of these services in one place. TotalTransact has been instrumental in our growth, both inside and outside the state."

“It is an enormous decision for any practice as they have typically built their banking relationship over the years. They have strong relationships with their bankers and they utilize many services, making it difficult to move.”

“D+H was one of the few providers that would commit the resources we needed to meet our timeframe.”

"The SWIFT connectivity project was a piece of the whole big project which, by rough estimation, would result in overall savings that would be in the multi-million euros annually."

"With D+H, we have the tools we need to invest our marketing dollars where they’ll have the greatest impact and engage our front-line personnel in our marketing efforts."

“With Touché Analyzer, we can overlay information and see a more extensive picture.”

“We decided to do something unexpected.”