“When companies come to us, their finances are generally spread out across a handful of tools: bank accounts, spreadsheets, accountants, and different software. Our goal is to give them a single place where they can see all of their money, figure out what they need to do next, and execute …

“We see financial services continuing to evolve. In the future, banking products will be highly tailored and delivered right when the customer needs them. In many cases, they will be made available by tech companies in partnership with small, innovative banks. Community banks that don’t embrace this trend will get …