“In over 20 years working as a financial modelling actuary within the general insurance industry, I have spent 10 years using URS’ Risk Explorer DFA software in a variety of analytical roles. In my opinion, Risk Explorer is the simplest-to-learn, most complete, most functional stochastic modelling software on the market today. Its strength lies in being able to build complete models in minutes and how each model element is automatically interconnected when added; either directly using its point and click capability, or through the in-built multiple object browser with results linked directly to Microsoft Excel. In addition, if the extensive in-built functionality is not enough, the user can always design their requirements in Excel and then import them directly into the software through URS Translator, which is supplied with the Ulti-Fit curve-fitting software as part of the URS Application studio. Whether it is reinsurance optimisation, economic capital modelling, ALM or ERM, I recommend Risk Explorer as the financial modelling software of choice.”