“We could either offer banking activities through BaaS, PSD2, or Open Banking. For the journey we have ahead, it made more sense to go with BaaS. We knew Swan was out there. And after a deep dive, and comprehensive analysis with other players, we saw that Swan is in very …

"At first, we hadn’t realized how long it would take to get a license. We looked into that for about 2 days, but it would have been costly and taken ages. After looking into regulation and everything, we saw things are quite heavy. So we listed out the banking features …