Rutter

"A business could potentially get a lower limit on Ramp than they could have otherwise qualified for because we didn’t have a full picture of their financial health. If a competitor were to give them a higher credit limit, they would then be more likely to choose to consolidate all their spend with that competitor since they couldn’t fulfill their business’s spending needs with the Ramp card. It’s crucial for us to create the best customer experience possible and give more optimal credit limits by using additional data sources like Rutter."

"Investing in Rutter wasn't just about saving time. It was about avoiding missed opportunities. If we had tried to build it ourselves, we wouldn't have prioritized it as it wouldn't have been critical enough to our core product to justify the time investment."

"About 50% of the SMB market uses Quickbooks but many of our customers are still using Quickbooks Desktop. Often these users are the same users that are starting to think about retirement and can benefit from our free valuation and support through sales process, so it's critical that we can integrate with their accounting software to serve them."