“We were manually transferring funds into customers’ accounts, but that came with a whole host of headaches. We were downloading files and uploading them as part of a very manual, batch process. It’s a system that was absolutely not fit for our business model, particularly considering the scale of our …

“We very much believe that flexible pay will become the standard going forward. It's just a question of when. Not only does it have a massive impact on financial wellbeing, it’s also a highly effective tool in the recruitment and retention of staff, as well as on staff productivity. The …