“Finicity has also helped us refine our image with our customers and partners. PHM, in one form or another, has been in business for over 30 years and, as a realtor affiliate lender, might have been perceived as an old-fashioned lender. While we have worked hard to position ourselves as a technology-first company, we're not trying to build a ‘one-size-fits-all’ solution designed to force customers into an online-only transaction. I can happily say that with the solutions we’ve architected with partners like Finicity, we can now complement our brick-and-mortar services with a premium digital experience all while remaining true to our brand.”
“Mastercard Open Banking’s new credentialed payroll enhancement was one of the simplest product launches we have done. The new experience integrated smoothly into our existing processes with no impact to loan processing workflows and an efficient borrower experience. We are excited to digitize our loan application experience with a much more cost-effective way to verify income and employment.”

A leading provider of direct-source, consumer-permissioned verifications, Argyle provides fast, secure and reliable access to real-time data from consumers’ payroll and banking accounts. With Argyle’s automated verification workflows, mortgage lenders, fintechs and tenant screeners save time and money, reduce fraud and compliance risk and deliver superior product experiences. As an authorized report supplier for Fannie Mae’s Desktop Underwriter® validation service and an approved service provider supporting Freddie Mac’s Loan Product Advisor® asset and income modeler (AIM), Argyle empowers mortgage lenders to auto-retrieve paystubs and W-2s, understand consumers’ ability to pay and improve loan quality—all at up to 80% less cost.
Plaid is used by thousands of digital financial apps and services like Betterment, Expensify, Microsoft and Venmo, and by many of the largest banks to make it easy for consumers to connect their financial accounts with the apps and services they want to use. Plaid connects with over 11,000 financial institutions across the U.S, Canada and Europe. The company was founded in 2013 by Zach Perret and William Hockey and is headquartered in San Francisco, CA.
Synctera is powering the future of FinTech. They are unlocking human potential through financial innovation. They give entrepreneurial teams at companies of all sizes everything they need to build innovative financial products that serve the needs of users in unique and delightful ways. Whatever your FinTech vision is, make your journey fast and easy with Synctera.











