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"Balance is the perfect fit due to the UX built-in best practices and the ability to offer a simplified checkout flow that included a multitude of payment options, including terms."
Resolve at its core improves traditional and cumbersome b2b payments.They facilitate deferred payments between businesses, but in a way that benefits both businesses. Resolve currently works with US-based manufacturers, wholesalers, and distributors. Deferred payments are commonly referred to as ‘net terms’, it describes a payment delay of 30, 60, or 90 days that has come to be expected by business customers.The issue for the business seller is that they are required to act like a bank. They need to give short-term credit to their customers and ‘float’ these net terms invoice payments. Resolve takes care of every aspect of a business being able to offer net terms as a payment option; They solve for the credit checking process, provide invoice financing, automate accounts receivable processes, and speed up payments processing. Resolve enables simpler b2b deferred payments through Resolve end-to-end and embedded ‘credit billing’ solution. Resolve automates and streamlines all of the tasks associated with offering net terms. The result is easier net terms all while improving their customer’s cash flow, reducing their financial risk, reducing AR resource requirements, and increasing their b2b sales. Affirm and Resolve share their founding history in Max Levchin. Max was previously co-founder and CTO at PayPal and founded Affirm in 2012. Resolve was developed in Max’s San Francisco based venture studio, HVF, by co-founders Chris Tsai and Brian Nguyen. Resolve’s co-founders Chris & Brian had previously worked together on a successful fintech startup that was acquired by Indiegogo. Having both worked closely with Affirm, the pair saw an opportunity in the ‘buy now, pay later’ space - but with a focus on b2b. Chris & Brian are Y Combinator alums, were Wharton MBA classmates, and hold technical degrees from MIT and Stanford between them.
Currencycloud creates a better tomorrow. And they will do it by re-imagining the way money flows through the digital economy. They started their journey in 2012 with this thought and it’s helped them set their sights on their destination: creating a fairer, freer flow of wealth worldwide, challenging the status quo that has slowed and suppressed economies and entrepreneurship in the past. They pride themselves on being big picture thinkers. That’s not to say that they keep their heads in the cloud. Instead, they mix the strategic with the tactical, the specialized knowledge with the practical insights needed to conceive and build the world’s most trusted Payments Engine.
Gravity Payments is created because thousands of hard-working business owners were being overcharged and underserved by credit card processors. Today, they serve over 13,000 merchants across America, saving them millions in fees and hours of frustration. Though they have grown substantially over the years, they treat each of their clients as if they’re their first client. They are devoted to complete transparency. They don’t confuse their community business owners with credit card gibberish or hide anything in the fine print. Instead, they strive to make credit card processing as simple as possible.
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