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Read 22 Zest AI reviews and testimonials from customers, explore 30 case studies and customer success stories, and watch 16 customer videos to see why companies chose Zest AI as their Credit Decisioning Software

Zest AI makes the power of machine learning safe to use in credit underwriting. Lenders using Zest make better decisions and better loans -- increasing revenue, reducing risk, and automating compliance. Zest AI was founded in 2009 with the mission of making fair and transparent credit available to everyone and is now one of the fastest-growing fintech software companies.

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Customer Rating Review Scorebased on 606 reference ratings
4.8/5.0 (606)
  • Top Performer 2025 2025
    Spring 2025Top PerformerCredit Decisioning Software

22Testimonials

  • “Credit Union of Texas is incredibly confident in the accuracy of Zest AI’s technology that we’ve expanded into automating our HELOC portfolio in addition to our auto, personal loan, and credit card portfolios. We’ve been able to automate 80% of all HELOC approvals — twice our rate of automation prior to Zest. We’re looking forward to saving even more time and resources, all while mitigating risk and keeping in tune with our members’ expectations.”

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30 Case Studies

  • Bringing faster home equity decisions to the neighborhood

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16 Customer Videos

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Additional Zest AI Information & Resources

Read Zest AI Reviews, Testimonials & Customer References from 22 real Zest AI customers.

Browse Zest AI Case Studies, Customer Success Stories, & Customer References from 30 businesses that use Zest AI.

Watch Zest AI Customer Videos to learn why 16 businesses chose Zest AI.