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Bank of America Merrill Lynch is the marketing name for the global banking, global markets and institutional retirement businesses of Bank of America Corporation. Securities, strategic advisory and other investment banking activities are performed globally by investment banking affiliates of Bank of America Corporation, including, in the United States, Merrill Lynch, Pierces, Fenner & Smith Incorporated and Merrill Lynch Professional Clearing Corp., both of which are registered as broker-dealers and members of SIPC, and, in other jurisdictions, by locally registered entities.
Santa Cruz County Bank provides commercial and personal banking products and services to individuals and businesses in Santa Cruz County, California. The company offers interest bearing and non interest bearing demand deposits, savings and money market deposits, and time deposits. Its loan portfolio includes commercial term loans and lines of credit, small business administration guaranteed term loans, construction loans, mini-perm commercial real estate loans, and home equity lines of credit. In addition, the company provides online banking, bill payment, cash management, and merchant banking services.
Southern Bancorp is a unique financial institution that was founded to help strengthen underserved communities through financial access and investment. By combining traditional banking and lending services with financial development tools ranging from credit counseling to public policy advocacy, Southern Bancorp helps underserved families and communities grow financially stronger – regardless of zip code. Southern Bancorp believes mission-driven banking is also values-based banking, which is why their core values are a critical component of the value they create for their stakeholders. Living their core values provides them with the foundation needed to pursue and achieve their vision, and their employees are rewarded for exhibiting these values.
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