"We have unlocked the option of issue a card product and a companion app. Transitioned our line of business from purely tourism to fintech. We are now hoping to build the next “fintech” American Express card and raise investments for it. It has made significant impact on our business. Opening up possibilities that we previously never had. Continue using and leveraging Toqio’s builds and updates. The main things we are really looking forward to right now are: multi account wallets, add to Apple Pay/Google Wallet, using Toqio as “backend as a service”. We really appreciate Toqio’s transparency in their product road map, and being adaptable to our needs and their other clients needs. Utilising product sprints also mean that Toqio are constantly pushing updates to improve their product."