Southern Michigan Bank & Trust, it is their mission to build trusting relationships with customers by providing friendly, personal financial services. The bank was incorporated and opened for business in early 1872 in S.M. Steeley's bank rooms located in the Southern Michigan Hotel building next to the public square. It was felt that the bank needed its own building so land was cleared on the corner of Monroe and Chicago Street and construction began. Southern Michigan National Bank opened its doors at its new location in July 1872. During the Great Depression, many banks suffered.
"I was impressed with Southern Michigan Bank & Trust as a regional bank. They are large enough to support our needs, and they were able to develop an extremely complex financing solution. Banking with them will allow us to reduce operating overhead, begin generating cash from operations, reinvest more in our facility in order to strengthen our balance sheet, and sustain and advance our mission while creating a better opportunity to survive in an ever-changing, unpredictable health care environment."
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