Southern Michigan Bank & Trust, it is their mission to build trusting relationships with customers by providing friendly, personal financial services. The bank was incorporated and opened for business in early 1872 in S.M. Steeley's bank rooms located in the Southern Michigan Hotel building next to the public square. It was felt that the bank needed its own building so land was cleared on the corner of Monroe and Chicago Street and construction began. Southern Michigan National Bank opened its doors at its new location in July 1872. During the Great Depression, many banks suffered.
"They (SMB&T) are big enough to have the tools and resources that a large bank would have, and small enough to have the feel and relationship that a small bank would have."
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