Scienaptic AI’s mission is to increase credit availability across the globe by transforming the technology used in credit decisioning. Credit unions, auto lenders, banks, and fintechs, use Scienaptic's AI native credit decisioning platform to continually improve the quality and speed of their underwriting decisions. The platform enables FIs to reach more borrowers, including underbanked and underserved individuals, and say “yes” more often without increasing risk. It democratizes automated AI-powered lending while addressing all regulatory requirements, including Fair Lending and explainable adverse actions.
"We've spent years creating innovative solutions that traditional lenders can't match, and we are proud of the legacy we have created by making education more accessible for all. Our team is excited to be live on Scienaptic's fair and inclusive AI platform, which is enabling us to make better decisions, increase underwriting speed and scale, and tailor offers to each borrower’s individual circumstances. By enhancing our underwriting process, we're able to focus more on what truly matters: providing accessible financing for all. With Scienaptic, we're making a real impact on people's lives, empowering them to reach their full potential and pursue the future they deserve."




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