Scienaptic AI’s mission is to increase credit availability across the globe by transforming the technology used in credit decisioning. Credit unions, auto lenders, banks, and fintechs, use Scienaptic's AI native credit decisioning platform to continually improve the quality and speed of their underwriting decisions. The platform enables FIs to reach more borrowers, including underbanked and underserved individuals, and say “yes” more often without increasing risk. It democratizes automated AI-powered lending while addressing all regulatory requirements, including Fair Lending and explainable adverse actions.
"We have served our members for over a century, and we want to continue to expand the availability of quality products and services to those who do not have fair and equitable access. Scienaptic's AI-powered credit decisioning platform will automate and streamline our underwriting processes and give our underwriters the time they need to focus on complex loan applications. FRFCU looks forward to providing increased credit decisioning for credit availability to further FRFCU's mission to better serve the financially underserved."
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