Scienaptic AI’s mission is to increase credit availability across the globe by transforming the technology used in credit decisioning. Credit unions, auto lenders, banks, and fintechs, use Scienaptic's AI native credit decisioning platform to continually improve the quality and speed of their underwriting decisions. The platform enables FIs to reach more borrowers, including underbanked and underserved individuals, and say “yes” more often without increasing risk. It democratizes automated AI-powered lending while addressing all regulatory requirements, including Fair Lending and explainable adverse actions.
"Our credit union's story has always been about finding better ways to meet the needs of more members. Deploying Scienaptic’s AI is the next step in this journey, empowering us to better understand our members’ financial situations, and provide the appropriate solutions for them. With Scienaptic’s AI platform, we will be able to automate our lending, approve more loans, and make personalized credit decisions that align with our values. This is a huge step forward, and we can't wait to see the positive impact it will have on our members and our community."




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