Rain is a 100% voluntary benefit offered by employers to their employees, enabling them to access a portion of their earnings as soon as they've earned them, instead of waiting for their company's scheduled pay day. Their 2 million+ users take out fewer payday loans, face fewer overdraft charges and late fees, and learn how to properly handle their finances, making the paycheck to paycheck stretch significantly less stressful. Their 1,200+ employer-partners that use Rain see a reduction in turnover, an increase in productivity/employee engagement, and receive more job applications.