Payhawk is the financial system of tomorrow that combines credit cards, payments, expenses, cash management, and pre-accounting into one integrated experience to give you maximum control and visibility over your business spend. Their aspiration is to become the world’s biggest bank without holding a single cent. They see the future as a marketplace where businesses can discover, manage and use multiple payment instruments (debit cards, credit cards, bank account etc.) powered by a single experience regardless of where money is kept. An experience where money follows the way you do business.