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Cross River

Read 6 Cross River reviews and testimonials from customers, explore 5 case studies and customer success stories, and watch customer videos to see why companies chose Cross River as their

Cross River Bank provides technology infrastructure powering the future of financial services. Leveraging a proprietary real-time banking core, Cross River delivers innovative and scalable embedded payments, cards and lending solutions to millions of consumers and businesses. Cross River is backed by leading investors and serves the world’s most essential fintech and technology companies. Together with its partners, Cross River is reshaping global finance and financial inclusion. Member FDIC.

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Customer Rating Review Score based on 380 reference ratings
4.8/5.0 (380)
  • 2025 Top Rated Software Award

6Testimonials

  • "Equipping our merchants with same-day ACH is instrumental in improving their cash flow with quicker access to funds. Consumers also expect fast payouts — same-day ACH ensures our merchants provide …

  • "There is nothing that matters more to your financial life than the quality of your credit. Together with Cross River, we can provide millions of hard-working Americans a simple way …

  • "Upgrade customers are paying almost seven times less interest on an Upgrade Card balance paid down over two years than they would by making the monthly minimum payment on a …

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5 Case Studies

  • How Cross River and Current Propel Credit Building with an Innovative Product

  • Divvy uses Cross River issued cards to give businesses control over their …

  • Upgrade moves beyond its flagship product with the help of Cross River’s …

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Additional Cross River Information & Resources

Read Cross River Reviews, Testimonials & Customer References from 6 real Cross River customers.

Browse Cross River Case Studies, Customer Success Stories, & Customer References from 5 businesses that use Cross River.