Argyle offers solutions for anyone in the financial services industry that is looking to save time, costs, and improve the customer journey. Our white-label, customizable tools, and pre-built templates eliminate PDFs, W2s, payslips, and all other forms of fixed, opaque, and reductive financial documentation.
We also help our clients expand their potential market base by verifying untraditional income, (gig works, 1099 contractors, shift workers), that legacy credit models do not account for, and can reduce default risk by up to 2/3rds through paycheck-linked lending, a boon for lenders and consumers alike.
Financial service providers rely on Argyle to power the digital experiences to maximize efficiencies, lower costs, and reduce risk across the customer journey. By offering holistic visibility into consumers’ past, present, and future earnings, Argyle makes it possible to:
- Automate essential functions
- Issue better, fairer, and faster decisions
- Unlock opportunities to extend, scale, and grow
This is achieved by automating the application and underwriting processes for credit products. In as little as 10 minutes, a borrower can complete an application that would ordinarily take 20 hours over several days. Our automation process also eliminates the need for underwriting teams to review numerous documents. Clients have reported saving 1,000 hours of work each month with Argyle.
With Argyle, a single borrower sign-in fulfills your data needs throughout the lending process, enabling you to auto-fill loan applications, verify income and employment in seconds, and gain a holistic view of an applicant’s creditworthiness for instant, intelligent decisioning with minimal (if any) manual interventions. In turn, you get a low-friction borrowing experience that increases conversions, reduces time to funding, and lowers first payment default risk, all at less cost to you.
Argyle offers both technical and no-code options for integration. For clients that have developers on staff, technical documentation is available for all products, as well as sandbox environments and demos.
Argyle’s non-technical clients can integrate customizable, ready-to-use pre-built templates to get up and running and go to market quickly.
The data we retrieve is more comprehensive and more actionable than the competition. No other solution offers the same granularity of data (160+ endpoints), read-and-write data access, and continuous data refresh technology that financial service providers need to deliver innovative products and remain vital in today’s world.
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Since day one we’ve focused on verification of income and employment. We have better functionality, ongoing access to accounts, maintain sessions longer than our competitors, and have built a suite of sample applications that can get you to market quickly.
We’re always working to improve our products based on client feedback, industry trends, and consumer needs. Our monthly newsletter features our product updates and highlights new solutions so you’re always in the know, can test new features, and give feedback as needed.
We’re always working to improve our products base on client feedback, industry trends, and consumer needs. Our monthly newsletter features our product updates and highlights new solutions so you’re always in the know, can test new features, and give feedback as needed.
By the end of 2022, our digital paystubs will cover 100% of employers, so no matter who your customers work for, Argyle can verify their income. Currently, our OCR technology enables verifications that may fall outside of Argyle’s payroll connectivity network.
We’re currently building an integrated password reset that allows users to reset third-party credentials without leaving your apps. That means better conversion and a better customer experience.
Argyle is constantly adding new integrations. Commonly used products include: Provenir, Highline, Alloy, Maxwell. Contact us to learn more or find out if we can build a custom integration for your product.
Pay for what you use, not what you don’t. Our solutions offer continuous access and you only pay per successful account connection, direct deposit switch, and for continuous monitoring.
For activation, pay a single charge upon account connection. This gives a full view of an account's current and historical income and employment data. You only pay for successful connections, get immediate data access, and pay nothing for the initial setup check.
For continuous monitoring, pay a small fee per month, per account. Monitoring provides ongoing user-permissioned access to an account, with continuous data refreshes and notifications of changes to income and employment. You also get unlimited data syncs, unlimited Direct Deposit switches, and webhooks to notify you of new pay statements, changes in job status, etc.
Argyle’s sandbox environment provides a way to develop and test your Argyle implementation using sample payroll accounts. You can experiment with the same functionality and data points that are available when connecting real payroll accounts.
We also offer a limited number of trial account connections. Contact our sales team to learn more.
All Argyle solutions have documentation available that walks you through integration. We also offer customer success managers that can help during the implementation process.
Our solutions can be customized and built to fit your needs. For quick, go-to-market templates, implementation can take as little as two weeks. Customized solutions typically take up to two months
We offer our clients support in two ways:
A self-service model through documentation or support through our customer success managers.
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